/* Additional tool surfaces use the live VALI marketing palette and typography.
   The copied My Target CSS is intentionally unchanged. */
[hidden]{display:none!important}.skip-link{position:absolute;top:-100px;left:20px;background:#fff;padding:12px;z-index:100}.skip-link:focus{top:12px}a,button,input,select{outline-offset:4px}button,a,input,select{touch-action:manipulation}.tools-nav{background:#fff;border-bottom:1px solid var(--line)}.tools-nav .nav-inner{gap:20px}.tools-nav .logo-wordmark{width:104px;height:auto}.tools-label{font-weight:600;color:var(--blue);text-decoration:none;border-left:1px solid var(--line);padding-left:20px;white-space:nowrap}.tools-nav .links{margin-left:auto;gap:25px}.language-link{color:var(--mute);font-size:14px;text-decoration:none;white-space:nowrap}.tool-heading{padding-top:65px;padding-bottom:44px}.tool-heading h1{font-size:clamp(38px,5.2vw,67px);line-height:1.08;letter-spacing:-.045em;margin:15px 0 20px}.tool-heading>p:not(.eyebrow){max-width:650px;font-size:18px;line-height:1.7;color:var(--mute)}.eyebrow{font-size:12px;letter-spacing:.11em;font-weight:750;color:var(--blue)}.free-note{display:inline-block;color:var(--blue);font-size:13px;background:#e8f0ff;border-radius:20px;padding:7px 14px;margin-top:20px}.compact{padding-bottom:30px}.tool-card{border:1px solid var(--line);background:#fff;border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}.tool-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;padding-bottom:50px}.tool-link{text-decoration:none;position:relative;transition:transform .15s,border-color .15s}.tool-link:hover,.article-card:hover{transform:translateY(-3px);border-color:#9ab9ff}.tool-icon{display:grid;place-items:center;width:52px;height:52px;border-radius:14px;background:var(--blue-soft);color:var(--blue);font-size:34px;margin-bottom:25px}.tool-link h2{font-size:29px;margin:12px 0}.tool-link>p:not(.eyebrow){max-width:440px;line-height:1.65;color:var(--mute)}.read-link{display:block;color:var(--blue);font-weight:650;margin-top:25px}.calculator-layout{display:grid;grid-template-columns:1fr 1fr;gap:25px;align-items:start;padding-top:0;padding-bottom:40px}.card-title{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-bottom:25px}.card-title h2{font-size:23px}.text-button{border:0;background:none;color:var(--blue);cursor:pointer;font:500 13px inherit;white-space:nowrap}.tool-card label{display:block;font-size:14px;font-weight:550;margin-bottom:20px;color:var(--ink)}.tool-card input,.tool-card select{display:block;width:100%;padding:12px 14px;height:48px;border:1px solid #cbd8ed;border-radius:10px;margin-top:8px;background:#fff;color:var(--ink);font:16px 'Segoe UI',system-ui,sans-serif}.tool-card label small{display:block;color:var(--mute);font-size:12px;font-weight:400;margin-top:6px;line-height:1.5}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.calculate-button{width:100%;justify-content:center;min-height:49px}.form-error{color:#b22b41;font-size:13px;margin:0 0 12px;line-height:1.6}.form-error:empty{display:none}.result-card{background:linear-gradient(145deg,#fff,#f4f8ff);border-color:#b7cdfc;padding:35px}.result-amount{display:block;font-size:clamp(35px,4.3vw,61px);line-height:1.2;letter-spacing:-.04em;color:var(--ink);overflow-wrap:anywhere;margin:25px 0 12px}.result-amount small{font-size:16px;font-weight:400;letter-spacing:0;display:block;color:var(--mute);margin-top:10px}.result-empty{color:#b7c9e6}.result-difference{color:var(--mute);font-size:14px}.result-details{margin:28px 0;border-top:1px solid var(--line);padding-top:15px}.result-details>div{display:flex;justify-content:space-between;gap:20px;padding:7px 0;font-size:14px}.result-details dd{margin:0;font-weight:650;color:var(--ink);text-align:right}.result-details>div:nth-child(n+3){font-size:12px;color:var(--mute)}.result-details>div:nth-child(n+3) dd{color:var(--mute);font-weight:450}.result-card>.eyebrow{letter-spacing:.15em}.result-cta{display:block;margin-top:23px;font-size:14px;line-height:1.65;color:var(--blue);text-underline-offset:4px}.formula-card{padding:26px 14px}.formula-card h3{font-size:17px;margin-bottom:15px}.formula-card p{font-size:13px;line-height:1.7;margin:9px 0;color:var(--text)}.formula-card small{display:block;font-size:12px;color:var(--mute);line-height:1.6;margin-top:14px}.tools-cta{display:flex;align-items:center;justify-content:space-between;gap:30px;margin:35px auto 60px;padding:33px 35px;border:1px solid #cfdef9;border-radius:18px;background:#e8f0ff}.tools-cta h2{font-size:25px}.tools-cta p{margin-top:10px;font-size:15px;line-height:1.6}.tools-cta small{display:block;color:var(--mute);font-size:11px;margin-top:10px}.tools-cta .btn{flex:none}.privacy-note{font-size:12px;color:var(--mute);padding-top:10px;padding-bottom:25px}footer .wrap{gap:22px}footer .logo-wordmark{width:86px;height:auto}.section-heading{display:flex;gap:20px;align-items:center;justify-content:space-between;margin-bottom:28px}.section-heading h2{font-size:28px}.section-heading a{font-size:14px;color:var(--blue);white-space:nowrap}.article-section{padding-top:25px;padding-bottom:35px}.article-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.article-card{display:block;border:1px solid var(--line);border-radius:16px;background:#fff;padding:28px;text-decoration:none;transition:transform .15s,border-color .15s}.article-index{display:block;color:#b3c9ee;font-weight:650;font-size:30px;line-height:1;margin-bottom:28px}.article-card h2{font-size:25px;line-height:1.25;margin:12px 0}.article-card>p:not(.eyebrow){font-size:14px;color:var(--mute);line-height:1.7}.article-card .read-link{font-size:14px}.article-body{max-width:800px;padding-top:45px;padding-bottom:30px}.back-link{display:block;color:var(--blue);font-size:14px;margin-bottom:35px}.article-body h1{font-size:clamp(35px,4.2vw,52px);line-height:1.15;margin:15px 0 20px}.byline{font-size:13px;color:var(--mute)}.article-intro{font-size:19px;line-height:1.8;color:var(--text);margin-top:30px}.article-body>section{padding:28px 0 0}.article-body h2{font-size:24px;margin-bottom:14px;line-height:1.3}.article-body>section p{font-size:17px;line-height:1.85}.source-note{padding:20px 24px;background:#eaf1fc;border-radius:12px;font-size:12px;line-height:1.7;margin-top:40px;color:var(--mute)}.source-note p{margin-top:8px}.source-note a{overflow-wrap:anywhere}.local-notice{padding:18px 24px;background:#e8f0ff;border:1px solid #d2dffc;border-radius:14px;font-size:13px}.local-notice p{margin:5px 0 7px;color:var(--mute)}.local-notice a{color:var(--blue)}#goal-board{max-width:none;margin-top:25px;padding-inline:0}#goal-status{font-size:13px;color:var(--mute)}.goal-dialog{border:1px solid #d0e1f7;border-radius:23px;width:min(620px,calc(100% - 28px));padding:0;max-height:90svh;box-shadow:0 20px 80px #15376e33}.goal-dialog::backdrop{background:#071b475e}.goal-dialog .vd{padding:25px}.goal-dialog .card-title{margin-bottom:25px}.share-section{display:grid;grid-template-columns:1fr 330px;align-items:center;gap:25px;padding-top:35px;padding-bottom:35px;border-top:1px solid var(--line);scroll-margin-top:20px}.share-section h2{font-size:30px;margin-bottom:15px}.share-section p{font-size:14px;color:var(--mute);line-height:1.7}.share-section canvas{width:100%;height:auto;border-radius:15px;border:1px solid var(--line);grid-column:2;grid-row:1/4}.share-section .btn{justify-self:start}.share-section #share-status{font-size:12px}#delete-dialog h2{margin-bottom:18px}#delete-dialog .vd-actions{margin-top:20px}
@media(max-width:1000px){.tools-nav .links{gap:15px}.tools-nav .nav-inner{gap:14px}.tools-label{padding-left:14px}.tools-cta{margin-inline:20px}.tool-card,.result-card{padding:24px}.card-title{flex-wrap:wrap}}
@media(max-width:820px){.tools-nav .nav-inner{min-height:74px;height:auto;flex-wrap:wrap;position:relative}.tools-nav .logo-wordmark{width:83px}.tools-label{font-size:14px}.tools-nav .language-link{margin-left:auto}.tools-nav .menu-toggle{display:block}.tools-nav .links{display:none;position:static;flex:1 0 100%;padding:0 0 20px;margin:0;background:#fff;border:0;box-shadow:none}.tools-nav[data-menu-open] .links{display:flex;flex-direction:column;align-items:stretch;gap:0}.tools-nav .links>a{padding:10px 0}.tool-heading{padding-top:40px;padding-bottom:32px}.tool-heading>p:not(.eyebrow){font-size:16px}.calculator-layout,.tool-grid{grid-template-columns:1fr;gap:20px}.result-amount{font-size:49px}.result-card{padding:28px}.tools-cta{flex-direction:column;align-items:flex-start;margin-bottom:35px;padding:27px 24px}.tools-cta h2{font-size:24px}.tools-cta .btn{width:100%;justify-content:center}.article-grid{grid-template-columns:1fr}.section-heading{align-items:flex-start}.section-heading h2{font-size:25px}.share-section{grid-template-columns:1fr;gap:22px}.share-section canvas{grid-column:1;grid-row:auto;width:min(100%,400px);justify-self:center}.share-section .btn{width:100%;justify-content:center}.article-body{padding-top:30px}.article-body h1{font-size:36px}.article-body>section p{font-size:16px}.article-intro{font-size:18px}.local-notice{margin-inline:20px}.tools-label{border-left:0;padding-left:0}.article-section{padding-top:18px}}
@media(max-width:420px){.tools-nav .nav-inner{gap:11px}.tools-nav .tools-label{font-size:12px}.tools-nav .language-link{font-size:12px}.field-grid{gap:12px}.tool-card{padding:21px}.card-title h2{font-size:21px}.tool-heading h1{font-size:40px}.field-grid label{font-size:12px}.tool-card input,.tool-card select{padding-inline:10px}.result-amount{font-size:43px}.goal-dialog .vd{padding:20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.tool-link,.article-card{transition:none}}
